January 29, 2020 by

How to Navigate Homeowner’s Insurance When You Have Broken Pipes

Broken pipes are both expensive and cumbersome to manage. If you do not address a broken pipe promptly, you may wind up with unsightly water stains on your walls, higher energy bills, and reduced water pressure. What stops many homeowners from having their pipes remedied by a professional is the cost of these repair services in Apple Valley, Hesperia, and Victorville.

When an unexpected problem like this arises, one would hope that homeowner’s insurance covers broken pipes and other plumbing issues. Unfortunately, this is not always the case. Find out whether or not your broken pipes are covered by reading the following information provided by our experts at Roto-Rooter Plumbing & Drain Service.

How to Ensure Full Coverage When Your Pipes Break Down

Choose your policy carefully

Dealing with a broken pipe is less about fixing or replacing the part itself, and more about the subsequent water damage that wreaks havoc on your home interior. For this reason, it is essential to carefully review your policy to ensure that you will be covered for leakage, damaged walls, and other problems caused by insufficient drainage.

Stay on top of maintenance

Proving that your plumbing system is well taken care of is an excellent defense against insurance companies that claim your damages were preventable. By working with a licensed plumber in your area, you will also be able to prove that you have received maintenance services from a qualified professional who did not foresee the pipe bursting. Ultimately, the more often you schedule maintenance services, the less likely you are to have a broken pipe in the first place.

Call a professional at the first sign of damage

The longer you wait to address your plumbing issue, the more leverage insurance companies will have against you. If your insurance company can justify the problem as a result of your negligence, they will use this as a reason not to cover for your broken pipes. Conversely, if you can prove that you reacted as soon as the problem became noticeable, you will be in a much better position to file a claim.

Plumbing Solutions in Appley Valley, Hesperia, and Victorville.

To avoid taking any chances, the best course of action is to simply call your insurance agent and ask what information you will need to provide in the event of a serious plumbing issue. This way, you will have peace of mind knowing that you are fully covered.

If you are looking for plumbing services in Victorville, Apple Valley, or Hesperia, contact us today!